OCBC | KTA Cashloan Flex

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Cash Funds Up to Rp200 Million

Flexibility to fulfill your various needs

Simple Process & Requirements

Fulfill your needs in no time

Tenor Up to 12 Months

Flexibility to manage your cash flow

Payment Scheme

Fixed Installment with Flat Rate

Payment with fixed installment method until the end of loan tenor with flat interest calculation

Fixed Installment with Effective Rate

Payments with fixed installment methods until the end of tenor with effective interest calculation.

Balloon Payment

Small portion payment of principal and interest for early tenor, and at the end of loan tenor, remaining principal and interest are billed

Balloon Interest Only

Payment of interest for early tenor, and at the end of loan tenor, principal and interest are billed

Bullet Payment

Payment of principal and interest are paid all at once at the end of loan tenor

Terms

General Requirements for Issuance of Corporate Bonds:

Has been operating for at least 3 (three) years
Equity of at least IDR 20 billion
Generating business profit for the last 1 (one) year
Registration Statement has been Effective
The financial statements have been audited by a Public Accountant registered with Bapepam for the last 3 (three) consecutive years with at least obtaining a Qualified Opinion (WDP)
Securities rating results from Securities rating agencies registered with Bapepam are at least BBB (investment grade).

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