KPR Kendali

Product bundling of mortgage and savings account, which allows you to control your mortgage through your savings account

Control The Interest

Lower daily interest, utilizing 80% of saving balances

Control The Tenor

Faster loan payoff with bigger principal payment

Control The Saving Accounts

Saving account will not be blocked for your transaction

Other Advantages

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Loan Tenure of up to 25 years

Longer tenor for your cash flow flexibility

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Funding for Various Residentials

Ranging from homes, shop houses, shops, land, apartments, even for multi-use

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Low Daily Interest

80% of the savings balance is calculated to offset daily interest

    Terms & Conditions

    General Terms and Condition of Time Deposit Account Opening via branch

    General Conditions

    Interest & Fees

    Product Information Summary

Required Documents

Required Documents Individual Corporate
Account Request Form

ID Card/Passport

NPWP (Tax number)

Reference Letter

Establishment Deed and Changes -
Business Trading License (SIUP/SITU/TDP) -
Ministry of Justice letter -
Domicile letter -
Export Transaction Details (RTE)

Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening
Terms and Condition of Time Deposit Account Opening

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter
Customer's Statement Letter

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).
IDR
Fee Jumlah Unit
Interest Rate* 2.75% p.a.
Income tax fee 7.5%
5%
0%
for 1 month placement
for 3 months placement
for 6 & 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

USD

Fee Jumlah Unit
Interest Rate* 0.25% p.a.
Income tax fee 10%
7.5%
2.5%
0%
for 1 month placement
for 3 months placement
for 6 months placement
for 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

$name

Export Proceed Time Deposit IDR
 Export Proceed Time Deposit IDR

Export Proceed Time Deposit IDR

Export Proceed Time Deposit - IDR Personal
 Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit USD
 Export Proceed Time Deposit USD

Export Proceed Time Deposit USD

Export Proceed Time Deposit - USD Personal
 Export Proceed Time Deposit  - USD Personal

Export Proceed Time Deposit - USD Personal

Popular Questions About KPR Kendali

Saldo tabungan meringankan bunga KPR Kendali. Sehingga, kelebihan angsuran digunakan untuk mengurangi sisa hutang pokok. Hal ini menyebabkan penurunan sisa pinjaman lebih cepat.

Tidak. Angsuran hanya berubah ketika suku bunga berubah, dengan menabung lebih banyak maka porsi kewajiban bunga akan mengecil dan porsi pokok pinjaman semakin besar , hal ini menyebabkan pinjaman akan cepat lunas dari jadwal yang seharusnya

Tidak dapat , KPR Kendali harus menggunakan tabungan khusus yaitu TANDA KPR KENDALI

Tidak ada pencreditan bunga ke rekening debitur, karena pendapatan bunga yang diperoleh digunakan untuk mengurangi kewajiban bunga tiap harinya

Tabungan tidak ditutup namun di konversikan menjadi tabungan TANDA 360

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KPR Kendali