KPR Kendali

Product bundling of mortgage and savings account, which allows you to control your mortgage through your savings account

Control The Interest

Lower daily interest, utilizing 80% of saving balances

Control The Tenor

Faster loan payoff with bigger principal payment

Control The Saving Accounts

Saving account will not be blocked for your transaction

Other Advantages

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Loan Tenure of up to 25 years

Longer tenor for your cash flow flexibility

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Funding for Various Residentials

Ranging from homes, shop houses, shops, land, apartments, even for multi-use

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Low Daily Interest

80% of the savings balance is calculated to offset daily interest

    Terms

General Requirements for Issuance of Corporate Bonds:

  • Has been operating for at least 3 (three) years
  • Equity of at least IDR 20 billion
  • Generating business profit for the last 1 (one) year
  • Registration Statement has been Effective
  • The financial statements have been audited by a Public Accountant registered with Bapepam for the last 3 (three) consecutive years with at least obtaining a Qualified Opinion (WDP)
  • Securities rating results from Securities rating agencies registered with Bapepam are at least BBB (investment grade).

Popular Questions About KPR Kendali

Saldo tabungan meringankan bunga KPR Kendali. Sehingga, kelebihan angsuran digunakan untuk mengurangi sisa hutang pokok. Hal ini menyebabkan penurunan sisa pinjaman lebih cepat.

Tidak. Angsuran hanya berubah ketika suku bunga berubah, dengan menabung lebih banyak maka porsi kewajiban bunga akan mengecil dan porsi pokok pinjaman semakin besar , hal ini menyebabkan pinjaman akan cepat lunas dari jadwal yang seharusnya

Tidak dapat , KPR Kendali harus menggunakan tabungan khusus yaitu TANDA KPR KENDALI

Tidak ada pencreditan bunga ke rekening debitur, karena pendapatan bunga yang diperoleh digunakan untuk mengurangi kewajiban bunga tiap harinya

Tabungan tidak ditutup namun di konversikan menjadi tabungan TANDA 360

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KPR Kendali