KPR Easy Start

Loan for young people to have a dream home with low installments

Having a house is easier

Start owning your own house, even for first jobbers

Lower Installments

For lower monthly installment compared to regular KPR

Focused on Financial Plan

Afford your monthly installment, while keep maintaining a good lifestyle

Other Advantages

placeholder.png

Tenor of up to 25 years

Longer tenor for your cash flow flexibility

placeholder.png

Gradual Installments

Adjust monthly installment in every 1 or 2 years

placeholder.png

New and Second Home

Choose between a New House or Secondary House

    Terms & Conditions

    General Terms and Condition of Time Deposit Account Opening via branch

    General Conditions

    Interest & Fees

    Product Information Summary

Required Documents

Required Documents Individual Corporate
Account Request Form

ID Card/Passport

NPWP (Tax number)

Reference Letter

Establishment Deed and Changes -
Business Trading License (SIUP/SITU/TDP) -
Ministry of Justice letter -
Domicile letter -
Export Transaction Details (RTE)

Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening
Terms and Condition of Time Deposit Account Opening

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter
Customer's Statement Letter

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).
IDR
Fee Jumlah Unit
Interest Rate* 2.75% p.a.
Income tax fee 7.5%
5%
0%
for 1 month placement
for 3 months placement
for 6 & 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

USD

Fee Jumlah Unit
Interest Rate* 0.25% p.a.
Income tax fee 10%
7.5%
2.5%
0%
for 1 month placement
for 3 months placement
for 6 months placement
for 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

$name

Export Proceed Time Deposit IDR
 Export Proceed Time Deposit IDR

Export Proceed Time Deposit IDR

Export Proceed Time Deposit - IDR Personal
 Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit USD
 Export Proceed Time Deposit USD

Export Proceed Time Deposit USD

Export Proceed Time Deposit - USD Personal
 Export Proceed Time Deposit  - USD Personal

Export Proceed Time Deposit - USD Personal

Tanya OCBC

Easy Start KPR has the advantage of being low in installments for several years at the beginning of a loan. With lower installments, customers can own homes faster.

Angsuran ringan diawal kredit sehingga sesuai dengan pendapatan dari generasi muda diawal masa kerja (karir)

Easy Start installments are made tiered, so the increase is still in accordance with the increase of income from customers.

The maximum loan obtained from KPR Easy Start is Rp. 2.5 billion, if the down payment is 20%, then with KPR Easy Start the customer can buy a house for IDR 3 billion.

Did not find what you're looking for?

See FAQ

Loan for young people to have a home with low installments

Apply Loan with OCBC mobile