KPM OCBC NISP | OCBC NISP

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New and Used Car Financing

Choose your dream car

Tenor up to 5 years

Flexibility to manage your cash flow

Simple Requirements

Having your own car is no longer a dream

Other Advantages

Low Interest Rates

Provides Low Interest Rates for 5 years

Terms

General Requirements for Issuance of Corporate Bonds:

Has been operating for at least 3 (three) years
Equity of at least IDR 20 billion
Generating business profit for the last 1 (one) year
Registration Statement has been Effective
The financial statements have been audited by a Public Accountant registered with Bapepam for the last 3 (three) consecutive years with at least obtaining a Qualified Opinion (WDP)
Securities rating results from Securities rating agencies registered with Bapepam are at least BBB (investment grade).

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Popular Questions About KPM OCBC

It is true that you will be fined if you make payments past the due date, even if it's only 1 day late. Therefore, we recommend that you make payment on the previous business day if the due date of your installments coincides on holidays (including Saturday + Sunday)

For payment installment via auto-debit, should there be a delay in payment resulting in penalty fee, the system will prioritize to debit the penalty fee amount first, then the interest and principal. This shall applies to all transactions.

True, there is a deadline for payment for accelerated repayment at 12.00 WIB. After making payment, please Mr / Mrs can send proof of payment can be sent to the email sld.aftersales@ocbcnisp.com

Bank OCBC will still keep the BPKB, but after the 60 calendar day deadline from the last payment was made, a BPKB deposit fee will be charged with a nominal value of Rp. 25,000 / month

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