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Suits your every needs
Long-run flexibility to your cashflow
Housing, Apartment, Shophouse, Officehouse, Share house.
Flexible
Available with “against payment – DP” or “against acceptance – DA” options
Reputable
Good reputation with vast conections with overseas correspondent bank
Trustworthy
Transactions are handled by professional and experienced staff
| No | Service | Fee |
|---|---|---|
| 1 | Provision Fee | ≤ 10 years: 1% x credit limit > 10 years: 1,5% x credit limit |
| 2 | Admin Fee | < 10 years: 0,1% x credit limit or minimium IDR 250 thousand ≥ 10 years: 0,1% x credit limit or minimum IDR 500 thousand |
| 3 | Insurance Fee | As quoted by insurance partner |
| 4 | Notary Fee | As quoted by notary partner |
| 5 | Credit Agreement Deed Fee | Valid for Credit Agreement Deed made internally in the Bank |
| 6 | Transaction Fee | IDR 750 thousand or corresponding to KJPP transaction fee |
| 7 | Late payment fee | 0.1% per day of total outstanding payment |
| 8 | Early repayment fee | 3% of outstanding payment, within penalty period |
| 9 | Certificate Deposit Fee | Charged a small Safe Deposit Box (SDB) fee, if documents are left 30 days beyond credit completion |
|
Type
|
Description
|
|---|---|
|
Provision
|
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond |
|
Administration Fee
|
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
|
Insurance Premium
|
Subject to charges imposed by OCBC insurance partners
|
|
Notary
|
Subject to charges imposed by OCBC notary partners
|
|
Taxation
|
Rp 750.000 or subject to charges imposed by KJPP
|
|
Legal Documents
|
Imposed when legal documents are prepared by OCBC
|
|
Late Charges
|
0.1% per day of delayed payments
|
|
Penalty
|
3% of unscheduled payments
|
|
Deposit Fee of Unclaimed Collateral Documents
|
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
|
|
Interest rate
|
In accordance with the Rate Promo
|
KII Regular
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12 Jun 2024 - 2 May 2026
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Debit Card, GPN Debit Card, Online Debit Card, Premier Debit Card, 90°N Credit Card, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card
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