KII Kendali| OCBC NISP

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Control the Interest Rate

Up to 80% of your daily savings balance to control loan interest

Control the Loan Term

Long-run flexibility to your cashflow

Control your Savings Balance

Balances are not hold for flexibility to transact

KII Kendali

Terms

General Requirements for Issuance of Corporate Bonds:

Has been operating for at least 3 (three) years
Equity of at least IDR 20 billion
Generating business profit for the last 1 (one) year
Registration Statement has been Effective
The financial statements have been audited by a Public Accountant registered with Bapepam for the last 3 (three) consecutive years with at least obtaining a Qualified Opinion (WDP)
Securities rating results from Securities rating agencies registered with Bapepam are at least BBB (investment grade).

Popular Question About KII Kendali

Savings balance offsets the interest rate on KII Kendali loan. Thus remaining instalments are immediately put into principal repayment, resulting in earlier outstanding loan repayment

No, installments may vary according current interest rate fluctuations. By increasing savings account balance, the portion of installments going to interest rate repayment will lessen, and going to capital repayment, resulting in an earlier outstanding loan repayment instead.

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