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Up to 80% of your daily savings balance to control loan interest
Long-run flexibility to your cashflow
Balances are not hold for flexibility to transact
Flexible
Available with “against payment – DP” or “against acceptance – DA” options
Reputable
Good reputation with vast conections with overseas correspondent bank
Trustworthy
Transactions are handled by professional and experienced staff
| Type | Description |
|---|---|
| Provision | Tenure ≤ 10 years: 1% loan plafond Tenure > 10 years: 1.5% loan plafond |
| Administration Fee | Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000 Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
| Insurance Premium | Subject to charges imposed by OCBC insurance partners |
| Notary | Subject to charges imposed by OCBC notary partners |
| Taxation | Rp 750.000 or subject to charges imposed by KJPP |
| Legal Documents | Imposed when legal documents are prepared by OCBC |
| Late Charges | 0.1% per day of delayed payments |
| Penalty | 3% of unscheduled payments |
| Safekeeping Certificate Fee | Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off. |
| Interest rate | In accordance with the Rate Promo |
Savings balance offsets the interest rate on KII Kendali loan. Thus remaining instalments are immediately put into principal repayment, resulting in earlier outstanding loan repayment
No, installments may vary according current interest rate fluctuations. By increasing savings account balance, the portion of installments going to interest rate repayment will lessen, and going to capital repayment, resulting in an earlier outstanding loan repayment instead.
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