Voyage Miles for every transaction & Airport Lounge facility via Dragon Pass
Like a personal assistant to fulfill your aspirational needs
Increase retail transactions min. IDR60 million and enjoy benefits Voyage Complimentary. Maintain savings balance min. IDR500 Million/month. Info: ocbc.id/voyagecomplimentary
Cash Out Remaining Limit
Now you can withdraw the remaining credit card limit directly into your savings account with interest up to 0% via OCBC mobile.
Info: web.ocbc.id/cairlimitcc
Taking the MRT abroad just TAP
With the Contactless feature, valid in countries and transportation companies that accept payments by Credit Card and contactless
Contactless
Equipped with a contactless feature for convenience and security as well as transaction speed
Attractive Promotions
Enjoy various kind of attractive promos that you can enjoy with your family
Info: ocbc.id/promo
Access Cash Withdrawal
Free cash withdrawals at more than 1 million ATMs worldwide
Various Payment Methods
Pay credit cards easily anytime and anywhere
Pay Flexible Bills
Payment of credit card bills of at least 5% of the total bill
Easy transaction via Alipay/Weixin Pay with OCBC Credit Card
Now traveling abroad is easier because you can transact on Alipay & Weixin Pay with OCBC Credit Card. Info: web.ocbc.id/trxchina
No | Services | Fee |
---|---|---|
1 | Disbursement Fee | IDR 25,000 |
2 | Stamp Duty | IDR 10,000 |
3 | Provision Fee | 3% of loan nominal, minimum IDR 150.000 |
4 | Late Payment Fee | 5% of total instalment (minimum IDR 150.000 and maximum IDR 750.000) |
5 | Insurance Premium (optional) | 1.50% of the nominal loan amount |
6 | Early Paid Off Fee | 8% of the remaining principal bill |
Loan Amount |
Monthly installment amount (IDR) |
||||
---|---|---|---|---|---|
Tenure |
|||||
6 months |
12 months |
18 months |
24 months |
36 months |
|
10,000,000 | 1,844,667 | 1,011,333 | 733,556 | 604,667 | 465,778 |
15,000,000 | 2,767,000 | 1,517,000 | 1,100,333 | 907,000 | 698,667 |
20,000,000 | 3,689,333 | 2,022,667 | 1,467,111 | 1,209,333 | 931,556 |
25,000,000 | 4,611,667 | 2,528,333 | 1,833,889 | 1,511,667 | 1,164,444 |
30,000,000 | 5,414,000 | 2,914,000 | 2,110,667 | 1,724,000 | 1,307,333 |
35,000,000 | 6,316,333 | 3,399,667 | 2,462,444 | 2,011,333 | 1,525,222 |
40,000,000 | 7,218,667 | 3,885,333 | 2,814,222 | 2,298,667 | 1,743,111 |
45,000,000 | 8,121,000 | 4,371,000 | 3,166,000 | 2,586,000 | 1,961,000 |
50,000,000 | 9,023,333 | 4,856,667 | 3,517,778 | 2,873,333 | 2,178,889 |
55,000,000 | 9,925,667 | 5,342,333 | 3,869,556 | 3,160,667 | 2,396,778 |
60,000,000 | 10,828,000 | 5,828,000 | 4,221,333 | 3,448,000 | 2,614,667 |
65,000,000 | 11,730,333 | 6,313,667 | 4,573,111 | 3,735,333 | 2,832,556 |
70,000,000 | 12,632,667 | 6,799,333 | 4,924,889 | 4,022,667 | 3,050,444 |
75,000,000 | 13,535,000 | 7,285,000 | 5,276,667 | 4,310,000 | 3,268,333 |
80,000,000 | 14,437,333 | 7,770,667 | 5,628,444 | 4,597,333 | 3,486,222 |
85,000,000 | 15,339,667 | 8,256,333 | 5,980,222 | 4,884,667 | 3,704,111 |
90,000,000 | 16,242,000 | 8,742,000 | 6,332,000 | 5,172,000 | 3,922,000 |
95,000,000 | 17,144,333 | 9,227,667 | 6,683,778 | 5,459,333 | 4,139,889 |
100,000,000 | 17,646,667 | 9,313,333 | 6,735,556 | 5,446,667 | 4,057,778 |
125,000,000 | 22,058,333 | 11,641,667 | 8,419,444 | 6,808,333 | 5,072,222 |
150,000,000 | 26,470,000 | 13,970,000 | 10,103,333 | 8,170,000 | 6,086,667 |
175,000,000 | 30,881,667 | 16,298,333 | 11,787,222 | 9,531,667 | 7,101,111 |
200,000,000 | 35,293,333 | 18,626,667 | 13,471,111 | 10,893,333 | 8,115,556 |
* The table is only a simulation with insurance protection. The installment amount will be adjusted as recorded in OCBC system. The Interest rate that applied and recorded in OCBC system is flat annuity with fixed installments per month where the principal and interest portion can be different every month. Interest rates might change at any time based on OCBC policy.
Personal Loan
Terms and Conditions
90°N Credit Card, OCBC Nyala Platinum, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card
12 Jun 2024 - 2 May 2026
Debit Card, GPN Debit Card, Online Debit Card, Premier Debit Card, 90°N Credit Card, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card
1 Jun 2022 - 1 Apr 2026
OCBC mobile
1 Nov 2022 - 30 Nov 2025
Terms | OCBC Premier Voyage Credit Card | OCBC Voyage Credit Card |
---|---|---|
Age | Main Cardholders aged 21 - 75 years | Main Cardholders aged 21 - 65 years |
Citizenship | Indonesian citizen and foreign national | Indonesian citizen and foreign national |
Income | Min Revenue: IDR 100 Million per month or Min AUM: Average IDR 1 Billion for the last 3 months. |
Min Revenue: IDR 100 Million per month or Min AUM: Average IDR 1 Billion for the last 3 months. |
Personal Identification Documents | Photocopy of KTP or Photocopy of Passport / KIMS / KITAS (For foreigners only) or Photocopy of NPWP |
Photocopy of KTP or Photocopy of Passport / KIMS / KITAS (For foreigners only) or Photocopy of NPWP |
Income Document | A checking account with an average AUM of the last 3 months at Bank OCBC with a minimum of IDR 1 billion | A checking account with an average AUM of the last 3 months at other banks ≥ Rp 1 billion or Public Company Annual Report or Original Salary Slip or SPT. |
For every transaction Rp 10,000 will get 1 (one) Voyage Miles without an expiry period
Exchange of Voyage Miles can be done through Voyage Exchange at +6221-26506363
Exchange your Voyage Miles for:
Always use Voyage Miles to purchase any airline ticket, and get more Frequent Flyer Miles from that airline.
Benefits of Voyage Exchange
To enjoy a variety of services above, please contact Voyage Exchange at +6221-26506363
Get comfort on every trip with the following exclusive facilities:
Private Banking Customer : Free annual fee for primary and supplementary cardholders as long as the primary cardholder are a valid Private Banking customer
Premier Banking Customer :
File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC 1500-999 or + 62-21-26506300 (from abroad)
OCBC mobile Application *
Download the latest version of the OCBC mobile Application and follow these steps:
(* Create PIN via OCBC mobile only for Primary Card holders)"
• Sent SMS to 86477 use the following format:Credit Cardholders can simply contact OCBC Call 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC Titanium and Platinum, and costs IDR 2,500,000 for an OCBC Voyage Credit Card.
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