OCBC Titanium

Elevate Your Choices

A credit card that offers a 0% installment facility for all transactions

All can be repaid 0%

For 3 months without minimum transaction

Duration up to 36 months

Installments no longer a burden with 0.5% interest

Best Offer at Partner Merchant

Fun shopping in Indonesia, Singapore and Malaysia

Others benefit

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Cash Out Remaining Limit

Now you can withdraw the remaining credit card limit directly into your savings account with interest up to 0% via OCBC mobile.
Info: web.ocbc.id/cairlimitcc

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Buy MRT Jakarta Tickets Hassle-Free

Now it's easier to ride the Jakarta MRT by buying tickets via the MyMRTJ application using an OCBC credit card with the Mastercard logo. Info: Check here

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Low Installment

Shopping without worry of paying installments

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Taking the MRT abroad just TAP

With the Contactless feature, valid in countries and transportation companies that accept payments by Credit Card and contactless

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Contactless Feature

Equipped with contactless features for convenience, security & faster transaction

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Bill Payment Facility

Paymonthly bills is more easier and practical

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Accepted Worldwide

Shopping at more than 29 million merchants and Mastercard partners

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Access Cash Worldwide

Cash withdrawals at more than 1 million ATMs worldwide at any time

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Bill payment flexibility

Credit Card minimum payment 5% of the total bill

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Easy to Pay Bills

Pay credit card bills through ATMs, Internet Banking & Cash Deposits

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24/7 service

Serving customers regarding OCBC Titanium Credit Card information

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Easy transaction via Alipay/Weixin Pay with OCBC Credit Card

Now traveling abroad is easier because you can transact on Alipay & Weixin Pay with OCBC Credit Card. Info: web.ocbc.id/trxchina

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

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Popular Questions About OCBC Titanium

Terms OCBC Titanium Credit Card
Age Main Card Holders aged 21 - 65 years
Additional Card Holders for a minimum of 17 years (Maximum 3 people
Citizenship Indonesian citizen and foreign national
Income Min Income: Rp. 60,000,000 per year.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of Other Bank Credit Cards (For Other Bank Customers)
Income Document Original month's latest salary slip / Statement of Income (Especially Employees and Foreigners) or
Photocopy of SIUP / Company Establishment Deed
Current account / savings account for the last 3 months (only for entrepreneurs) or
Current Account / Savings Account for the last 3 months, Photocopy of Practice Permit and Photocopy of SPT (Professional Only).

0% installments with 3 months tenor without minimum transactions, and 0.5% installments with 6 - 36 months tenure without minimum transactions

Change the transaction to installment by sending the SMS format:

OCBC [space] INSTALLMENT [space] 16 Digits Credit Card Number # Transaction Number # Tenor

Send to 86477

The fee charged for applying for installments is IDR 15,000 per submission

Main Card Rp. 300,000 per year, Supplementary Card: Rp. 100,000 per year (Free first year contribution fee)

File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC 1500-999 or + 62-21-26506300 (from abroad)

OCBC mobile Application *

Download the latest version of the OCBC mobile Application and follow these steps:

  1. Enter with your USER ID and Password OCBC mobile
  2. Click ""Your Obligations""
  3. Select the Credit Card that you want to set the PIN for
  4. Click ""CREATE / CHANGE PIN""
  5. Set the PIN you want and reconfirm
  6. PIN successfully created

(* Create PIN via OCBC mobile only for Primary Card holders)"

Credit Cardholders can simply contact OCBC Call 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC Titanium, Platinum, and  costs IDR 2,500,000 for an OCBC Voyage Credit Card.

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A credit card that offers a 0% installment facility

Start Saving with OCBC mobile