OCBC Nyala Credit Card

Cashback 10% + 10% for online transaction throughout the year

Auto Profit For Online Transaction

Get 10% + 10% cashback for online transactions anywhere throughout the year

Card hasn’t arrived yet can shop online

While waiting for the physical card to arrive,you can keep shopping online, by activating your credit card online via OCBC mobile

Everything is Digital in OCBC mobile

Manage your credit card in OCBC mobile. Physical card activation, Check CVV & increase the transaction limit

Other benefits

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Cash Out Remaining Limit

Now you can withdraw the remaining credit card limit directly into your savings account with interest up to 0% via OCBC mobile.
Info: web.ocbc.id/cairlimitcc

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Taking the MRT abroad just TAP

With the Contactless feature, valid in countries and transportation companies that accept payments by Credit Card and contactless

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Auto Profit For Online Transaction

Get up to 8% cashback all year long for online transaction

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Contactless Feature

Equipped with contactless features for convenience, security & faster transaction

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Nyala Promo Merchants

Save up to IDR380K at various merchants as: Astro, Grab, Halodoc, Re Juve, ruparupa.com, sociolla, and Tokopedia. Info: Check here

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0% Installment

For 3 months without a minimum transaction

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First Year Free Annual Fee

For the 2nd year and so forth follow the applicable program

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Easy and Flexible Bill Payment

Credit Card minimum payment 5% of the total bill

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Bill Payment Facility

Pay monthly bills is more easier and practical

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Merchant Partner Around The World

Shopping at more than 29 million merchants and Mastercard partners

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Easy transaction via Alipay/Weixin Pay with OCBC Credit Card

Now traveling abroad is easier because you can transact on Alipay & Weixin Pay with OCBC Credit Card. Info: web.ocbc.id/trxchina

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

Promo for You

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0% Installment up to 24 months - Advance

12 Jun 2024 - 2 May 2026

Platinum Credit Card, Titanium Credit Card, Voyage Credit Card, 90°N Credit Card, OCBC Nyala Platinum

Save up to IDR 750,000 | 0% Installments up to 12 Months - Oppo

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Debit Card, 90°N Credit Card, OCBC Nyala Platinum, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card

Save up to 25% | 0% Installments up to 12 Months - Sequoia Clinic

10 Dec 2024 - 31 Dec 2025

Story for your Inspiration

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Education, Nyala

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Tanya OCBC

The CCV number is no longer visible on the back of the Nyala Platinum credit card. The CVV number can be seen on the OCBC mobile Application. With the following steps:

  1. Open the OCBC mobile app
  2. Click the Financial tab
  3. Continue to Loan
  4. Select type Nyala Platinum Credit Card
  5. Click Card Details
  6. Next input the ONe Mobile transaction PIN
  7. Then the CVV and Exp Date of the Credit Card can be seen

Customers can open credit card by applying Nyala Platinum Credit Card via OCBC mobile, Branch (through Service Advisor or Relationship Manager), MSA, TANYA 1500 – 999 and the OCBC Indonesia Website

Customers are required to have Nyala account first. Customers can open Nyala account through all bank channels like OCBC mobile, nboarding.ocbc.id, Branch and MSA

Nyala Platinum Credit Card can only be owned by customers who are members of the Nyala service or when applying for Nyala Platinum Credit Card, customers must also join the Nyala service

Customers who previously have Nyala Platinum Credit Card can still have it and there will be no card closing even though the customer is already a Premier/Private Banking customer

Yes, as long as it follows the provisions of the NUP program

Nyala Platinum Credit Card doesn’t have reward points feature

Since 1 July 2020 for every Credit Card transaction in Indonesia it is mandatory to use a PIN and overseas transactions also use a PIN or contactless so that the signature column can be removed

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Credit Card that gives Reward Points for each transaction

Optimize savings with OCBC mobile