Young Nyala Debit

Kartu Debit pertama untuk anak di bawah 17 tahun
Untuk kemudahan transaksi & #FinanciallyFit sejak dini.

Kids are easier to withdraw cash & shop

Give children the freedom and responsibility to be able to transact daily with the Young Nyala Debit Card

Track & manage child transactions up to Rp1 million/day

Set your child's daily cash flow limit, all under parental monitoring from shopping to cash withdrawals that can be tracked through OCBC mobile.

Discounts at various online and offline merchants

Enjoy a wide range of cashback for children & parents at Astro, Shopee, Tokopedia & more. Info: web.ocbc.id/promoyoungnyala

Other Advantages

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Easy to set up a child's Debit Card through OCBC mobile parents.

Mudah atur Kartu Debit anak melalui OCBC mobile orang tua.

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Free Transaction Fee

Debit shopping at domestic or international merchants without transaction fees.

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Easy ATM Access

Withdraw cash in Indonesia (domestic) and abroad on all Mastercard network.

    Terms & Conditions

    Interest & Fees

    Other Informations

    Installment Simulation

    Product Information Summary

    Terms & Conditions

Terms to Apply KTA Cashloan

  • Indonesian citizen with a registered national ID (KTP)
  • Owns an Electronic ID (e-KTP) & an active e-mail address
  • A minimum age requirement of 21 years old upon application and a maximum of 55 years old by the end of loan tenure
  • Resides/ works within OCBC coverage area
  • Steady income source

Document to Upload

  • Photo of Indonesian national electronic ID card (e-KTP)
  • Self-portrait photo with an Indonesian national electronic ID card (e-KTP)
  • Photo of applicant’s signature on white paper
  • Photo of Tax Identification Number (NPWP) (for loan application starting from IDR 50.000.000)
No Services Fee
1 Disbursement Fee IDR 25,000
2 Stamp Duty IDR 10,000
3 Provision Fee 3% of loan nominal, minimum IDR 150.000
4 Late Payment Fee 5% of total instalment (minimum IDR 150.000 and maximum IDR 750.000)
5 Insurance Premium (optional) 1.50% of the nominal loan amount
6 Early Paid Off Fee 8% of the remaining principal bill

Product Risk

  • Any outstanding payment done below the minimum payment amount and/or after the due date stated in the billing statement will be classified as an KTA Cashloan with loan collectibility of ‘non-current’, according to the regulation/policies by Bank Indonesia (BI) and/or Otoritas Jasa Keuangan (OJK). This could negatively affect the Customer’s application for future loan facilites or their existing loan facilites, either in OCBC or in other financial institution

  • In the event of the passing of Customer who does not apply for life insurance protection in the middle of terms of loan, the outstanding debt will then be transferred to Customer’s next of kin.

Loan Amount

Monthly installment amount (IDR)

Tenure

6 months

12 months

18 months

24 months

36 months

10,000,000 1,844,667 1,011,333 733,556 604,667 465,778
15,000,000 2,767,000 1,517,000 1,100,333 907,000 698,667
20,000,000 3,689,333 2,022,667 1,467,111 1,209,333 931,556
25,000,000 4,611,667 2,528,333 1,833,889 1,511,667 1,164,444
30,000,000 5,414,000 2,914,000 2,110,667 1,724,000 1,307,333
35,000,000 6,316,333 3,399,667 2,462,444 2,011,333 1,525,222
40,000,000 7,218,667 3,885,333 2,814,222 2,298,667 1,743,111
45,000,000 8,121,000 4,371,000 3,166,000 2,586,000 1,961,000
50,000,000 9,023,333 4,856,667 3,517,778 2,873,333 2,178,889
55,000,000 9,925,667 5,342,333 3,869,556 3,160,667 2,396,778
60,000,000 10,828,000 5,828,000 4,221,333 3,448,000 2,614,667
65,000,000 11,730,333 6,313,667 4,573,111 3,735,333 2,832,556
70,000,000 12,632,667 6,799,333 4,924,889 4,022,667 3,050,444
75,000,000 13,535,000 7,285,000 5,276,667 4,310,000 3,268,333
80,000,000 14,437,333 7,770,667 5,628,444 4,597,333 3,486,222
85,000,000 15,339,667 8,256,333 5,980,222 4,884,667 3,704,111
90,000,000 16,242,000 8,742,000 6,332,000 5,172,000 3,922,000
95,000,000 17,144,333 9,227,667 6,683,778 5,459,333 4,139,889
100,000,000 17,646,667 9,313,333 6,735,556 5,446,667 4,057,778
125,000,000 22,058,333 11,641,667 8,419,444 6,808,333 5,072,222
150,000,000 26,470,000 13,970,000 10,103,333 8,170,000 6,086,667
175,000,000 30,881,667 16,298,333 11,787,222 9,531,667 7,101,111
200,000,000 35,293,333 18,626,667 13,471,111 10,893,333 8,115,556

* The table is only a simulation with insurance protection. The installment amount will be adjusted as recorded in OCBC system. The Interest rate that applied and recorded in OCBC system is flat annuity with fixed installments per month where the principal and interest portion can be different every month. Interest rates might change at any time based on OCBC policy.

Personal Loan

KTA Cashloan
KTA Cashloan

KTA Cashloan

Terms and Conditions

Terms and Conditions
Terms and Conditions

Terms and Conditions

Menabung dengan Tanda 360 Plus

Tanya OCBC

The Young Nyala Debit Card (previously known as Mighty Savers) is a debit card linked to Tanda Junior account, designed for customers under the age of 17. The Young Nyala Debit Card can be used for transactions at EDC terminals with DIP IN or TAP, as well as for cash withdrawals from the IDR account.

The Young Nyala Debit Card allows for daily spending and cash withdrawals totalling up to IDR 1.000.000 (one million rupiah).

Effective August 16, 2024, Young Nyala Debit Cardholders can enjoy transactions up to IDR 1.000.000 per day through OCBC mobile.

If the debit card linked to a Tanda Junior account with the following 9-digit card numbers:

  1. 537940222
  2. 537940803

There are several designs for the debit card as follows:

  1. Previous design

  2. New design, effective from 16 August 2024 with Young Nyala logo

  3. Special design – for customers affiliated with schools that have partnered with OCBC

    Marked by the “debit” logo and the contactless logo on the right side of the front face card.

No monthly admin fee for Young Nyala Debit Card.

  1. Log into OCBC mobile
  2. Select “Settings”
  3. Choose “Card Management”
  4. Select the debit card you want to adjust the spending limit for
  5. Choose “Change Daily Spending Limit”
  6. Set and specify the daily spending limit
  7. Select the “Limit Duration” for 1 or 2 months and click “Change”
  8. Agree to the Terms and Conditions
  9. Enter Transaction PIN
  10. The spending limit change will be updated automatically (in real-time)

Parents can request a new design card at the nearest OCBC branch.

Fees are subject to the current rates and charges.

The Young Nyala Debit Card can be used for both shopping and cash withdrawals abroad through the Mastercard network, with conversion and debiting from the IDR account.

The Young Nyala Debit Card can be used for online shopping transactions. Ensure online transactions are activated through the parent’s OCBC mobile account by:

  1. Log into OCBC mobile
  2. Select “Settings”
  3. Choose “Card Management”
  4. Select the debit card to be adjusted
  5. Choose “Manage e-Commerce Transactions”
  6. Switch the toggle to ON and set the e-Commerce transaction limit
  7. Agree to the “Product & Service Summary” and “Terms & Conditions”
  8. The debit card request will be updated automatically (in real-time)

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