NYALA Global Debit

AUTO CUAN Conversion-free overseas shopping​​

NEW! Online Transaction Domestic & Overseas

Shopping online directly with debits from 12 currencies, without conversion fee! Enjoy various promotions

Offline Transaction Domestic & Overseas

With contactless feature, shopping & ride MRT in abroad just tap/dip card & direct debit from 12 currencies, without conversion

Free cash withdrawal in Singapore, Malaysia and Hong Kong

Free cash withdrawal throughout the OCBC ATM network in Singapore, Malaysia and Hong Kong. (T&C applies to customer NYALA)

Other benefits

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Discount for Online transaction

Get discount with transactions on websites, e-commerce, and online transportation at domestic & overseas

Info: web.obcd.id/promodebitonline

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Set Card Limit in OCBC mobile

Easy set a debit card daily shopping limit according to your needs via OCBC mobile. Info:web.ocbc.id/aturlimit

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Available 12 Currencies

Cash withdrawal transaction at ATM aboard with foreign currency : IDR, USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH

For transaction outside of these 12 currency will be debited from IDR account

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Easy ATM Access

Withdraw cash in Indonesia (domestic) and aboard on all Mastercard network.

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Free Transaction Fee

Debit shopping at domestic or international merchants without transaction fees

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NYALA Level Benefit

Free transaction fee up to 90X / month (transfer online, withdrawal & top up e-wallet).
Maintain your saving balance in average 1Million IDR every month.

    Terms & Conditions

    General Terms and Condition of Time Deposit Account Opening via branch

    General Conditions

    Interest & Fees

    Product Information Summary

Required Documents

Required Documents Individual Corporate
Account Request Form

ID Card/Passport

NPWP (Tax number)

Reference Letter

Establishment Deed and Changes -
Business Trading License (SIUP/SITU/TDP) -
Ministry of Justice letter -
Domicile letter -
Export Transaction Details (RTE)

Export Declaration (PEB)

Deposito

Terms and Condition of Time Deposit Account Opening
Terms and Condition of Time Deposit Account Opening

Terms and Condition of Time Deposit Account Opening

Customer's Statement Letter
Customer's Statement Letter

Customer's Statement Letter

- For break deposit request before the maturity date, then the special income tax rates on DHE Time Deposit does not apply.
- Valid for 1 (one) time of account opening (non-rollover).
IDR
Fee Jumlah Unit
Interest Rate* 2.75% p.a.
Income tax fee 7.5%
5%
0%
for 1 month placement
for 3 months placement
for 6 & 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

USD

Fee Jumlah Unit
Interest Rate* 0.25% p.a.
Income tax fee 10%
7.5%
2.5%
0%
for 1 month placement
for 3 months placement
for 6 months placement
for 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

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Export Proceed Time Deposit IDR
 Export Proceed Time Deposit IDR

Export Proceed Time Deposit IDR

Export Proceed Time Deposit - IDR Personal
 Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit - IDR Personal

Export Proceed Time Deposit USD
 Export Proceed Time Deposit USD

Export Proceed Time Deposit USD

Export Proceed Time Deposit - USD Personal
 Export Proceed Time Deposit  - USD Personal

Export Proceed Time Deposit - USD Personal

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