NYALA Global Debit

AUTO CUAN Conversion-free overseas shopping​​

NEW! Online Transaction Domestic & Overseas

Shopping online directly with debits from 12 currencies, without conversion fee! Enjoy various promotions

Offline Transaction Domestic & Overseas

With contactless feature, shopping & ride MRT in abroad just tap/dip card & direct debit from 12 currencies, without conversion

Free cash withdrawal in Singapore, Malaysia and Hong Kong

Free cash withdrawal throughout the OCBC ATM network in Singapore, Malaysia and Hong Kong. (T&C applies to customer NYALA)

Other benefits

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Discount for Online transaction

Get discount with transactions on websites, e-commerce, and online transportation at domestic & overseas

Info: web.obcd.id/promodebitonline

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Set Card Limit in OCBC mobile

Easy set a debit card daily shopping limit according to your needs via OCBC mobile. Info:web.ocbc.id/aturlimit

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Available 12 Currencies

Cash withdrawal transaction at ATM aboard with foreign currency : IDR, USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH

For transaction outside of these 12 currency will be debited from IDR account

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Easy ATM Access

Withdraw cash in Indonesia (domestic) and aboard on all Mastercard network.

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Free Transaction Fee

Debit shopping at domestic or international merchants without transaction fees

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NYALA Level Benefit

Free transaction fee up to 90X / month (transfer online, withdrawal & top up e-wallet).
Maintain your saving balance in average 1Million IDR every month.

    Terms & Conditions

    Interest & Fees

    Facility

    Other Conditions

    Product Information Summary

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit
Reguler Saving Plan
Reguler Saving Plan

Reguler Saving Plan

Taka Interest Rate
Effective November 14th, 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022
Pembukaan TAKA Melalui Cabang
TAKA Angsuran Tetap 2.50% 3.75%
Pembukaan TAKA Melalui OCBC mobile / Internet Banking
TAKA Angsuran Tetap 2.50% 3.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)
  1. Deposit conditions are autodebit accounts from Relasi Accounts.
  2. The currency of the TAKA account must be the same as the currency in the Relasi Account.
  3. The name of the TAKA account owner must be the same as the relasi account (debit source).

Taka Fix Installment

Taka Fix Installment (Cabang)
Taka Fix Installment (Cabang)

Taka Fix Installment (Cabang)

Taka Fix Installment (Online)
Taka Fix Installment (Online)

Taka Fix Installment (Online)

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