Form Refer Your Partner

Terms and Conditions of OCBC Business Loan Refer Your Partner Program:

Refer Your Partner Program ("Program") is valid for business loans and housing loans referred until December 2024
The Referring Customer is entitled to a reward for each facility that is referred and successfully disbursed with the following conditions:
- The Referrer provides a reference to business credit facilities (CPL, TL, DL, KRK) with a minimum amount of IDR 1 billion and housing loan (KPR, KPA, KII, KMG) with a minimum amount of IDR 5million
- The Referrer must be an active Individual Customer at OCBC and at least 3 months as an OCBC customer
- The Referral is a Customer who never have a business loan or housing loan at OCBC
- The Referral has successfully bound and disbursed loan during the program period
The referral will follow the credit process in accordance to regulations at OCBC, with a minimum provision fee of 0.5%

Reward will be obtained after referral loan disbursement:

Referrer	Rewards (Commission before income tax deduction)
Notary	50% gross commission (cash) of the provision paid by the debtor (if the referenced facility is KRK & DL, the commission is 25% of the provision fee)
Strategic Partnership & Ecosystem

Rewards will be given in the form of commissions and will be deducted from Income Tax (PPh) according to applicable tax provisions
By the time of referral data are submitted to OCBC, the data automatically belong to OCBC and can be use by the Bank OCBC in accordance with the legal provisions and laws in Indonesia
OCBC has the right to mention the referrer name to the referral party
The referrer Customer hereby releases OCBC from the claim and/or lawsuit in any form and any party regarding to data and information submitted by the referrer Customer through the Program form
OCBC has the right and authority to change, add, and/or reduce the terms and conditions of this Program with written statement at OCBC branches or other media appointed by OCBC, subject to the applicable laws and regulations
The terms and conditions of this Program have been adjusted to the provisions of laws and regulations including the Financial Services Authority Regulations (OJK) and Bank Indonesia

Reward Hingga 0,5% Limit Kredit Untuk Referral SME & KPR Loan