Complete your payment system to grab every business opportunity

Cashless payment solutions for smooth business transactions​

Why OCBC Merchant Solution

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Cashless

Debit Card, Credit Card (Visa, Mastercard), and QRIS

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Contactless

Easy transaction, just tap & pay

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Safe

Reliable system to secure payment transaction - Encryption technology - Access control, etc.

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Easy

Monitor real-time QRIS transactions and transaction history through OCBC Merchant

    EDC Solutions (Card & QR)

    Online Acquiring Solution

    QRIS Payment Solution with OCBC Merchant

    Product Information Summary

    General Terms & Conditions

    Rates

    Settlement & Report

    Support

OCBC EDC Payment Solutions for easy business transactions with your customers.

Accepts payments via GPN Card, Visa, Mastercard, & Dynamic QRIS*

*QR code is generated after the payment amount is set via EDC device

Product Program Terms & Conditions
Giro Business Smart • Free unlimited BI-FAST transfer fees
• Free e-wallet top up & monthly bills payment fees up to unlimited
• Free online transfer fee to any bank up to 1000 times
• Free bulk transfer fee (RTGS) up to 10 times
• Free overseas transfer fee (RTGS) up to 2 times
• Free of service fee
• Incoming transaction reward up to IDR 150K/month
• Only valid for Nyala Bisnis customers
• Transaction benefits are valid if transactions are made via OCBC Mobile or OCBC Business
• Free service fee applies to the average balance of the min combined. Rp 1 Million
• The reward for receiving incoming funds is valid for the average balance of the min. Rp 1 Million
QRIS Free MDR QRIS fee for the first 6 months up to max. IDR 1 Million/ month • Valid for Nyala Bisnis & Premier Banking with Promo Code NYBIS2 Customers
• Valid for QRIS products new Customers
• Minimum MDR refund is IDR 10K
• Valid for OCBC Mobile / OCBC Business users
• Customers must fulfill outgoing transactions at least 6 times every month
EDC Free EDC machine rental fee for the first 12 months, for the first 2 outlets • Valid for Nyala Bisnis & Premier Banking Customers with Promo Code NYBIS2
• Valid for EDC products new Customers
• Valid for OCBC Mobile / OCBC Business users
• Customers must fulfill outgoing transactions at least 6 times every month

Ease of your business online transactions, integrated directly with Merchant.

Accept Visa and Mastercard network transaction card payments without having to switch platforms.

Static QRIS Payment Solution from all mobile banking and e-wallet payment channels with real-time notifications through the OCBC Merchant application to facilitate your business transactions.

Download the OCBC Merchant application on the Playstore and App Store and get various benefits of accepting OCBC QRIS Payments.

Merchant Solution
Merchant Solution

Merchant Solution

OCBC Merchant
OCBC Merchant

OCBC Merchant

User Manual OCBC Merchant
User Manual OCBC Merchant

User Manual OCBC Merchant

 
Document Requirements LLC CV Foundation Personal
Merchant registration form (hardcopy)
Merchant Terms and Conditions If there are special agreement, MCC applies
Identity of the owner or person in charge ✓ On behalf of the director ✓ On behalf of administrators
Taxpayer Identification Number ✓ On behalf of a person
Registration certificate (TDP) or business registration number (NIB)
Business License (in the form of a business permit or equivalent document) -
*For Offline Merchants: Location photos (front, left, and right view), photos of goods & business activities and sales, and photos of signage.
*For Online Merchants: Website display photos and business location photos (warehouse & office)
Deed of incorporation or amendment -
Decree of the Ministry of Law and Human Rights - -

Notes:

  • For business entities that attach Business Identification Number, are still required to attach a Business License issued through OSS but do not need to attach a Company Registration Certificate.
  • For foundations with social categories (places of worship, social assistance, donations) do not require Business Identification Number and Business License.
  • If the acquisition process is carried out through the power of attorney from the Merchant, it is mandatory to attach a Copy of Power of Attorney and a Copy of the Power of Attorney ID Card.
  • For private merchants who apply for a type of payment using a card, they must attach a business license.

Card MDR

Card Solution Card Type Merchant Category MDR Rate
Debit Card EDC/Online Acquiring Debit GPN OCBC Regular 0.15%
Education 0.15%
Gas Station 0.15%
G2P. P2G. Donation 0%
Debit GPN Bank Lain Regular 1%
Education 0.75%
Gas Station 0.5%
G2P. P2G. Donation 0%
Other Bank Domestic Debit   1%
Debit Visa   1%
Debit Mastercard   1%
Credit Card EDC Credit Card Visa   2%
Credit Card Mastercard   2%
Online Acquiring Credit Card Visa   2.5%
Credit Card Mastercard   2.5%

Information:
*)MDR is calculated from the processed transaction amount
**) MDR does not include per-transaction fees charged by Payment Gateways

QRIS MDR

Solution Merchant Category MDR
QRIS Mikro nominal transaction ≤IDR 100,000 0%
Mikro nominal transaction≥IDR 100,000 0.3%
Regular 0.7%
Education 0.6%
Gas Station 0.4%
Social assistance/donations (mandatory on behalf of Foundations/Social Organizations) 0%

Monthly Fee

  • EDC: IDR200K/EDC/month
  • QRIS (QR Stiker) : Free of charge

Daily transaction reports will be sent via email to the Merchant a maximum of D+1 calendar day after settlement.

Daily payment will be credited to the Merchant's account D+1 working day after settlement.

Layanan 24/7 melalui TANYA OCBC dan email

Email: merchant_solutions@ocbc.id
Call: 1500-999

Download OCBC Merchant Now

 

Tanya OCBC

OCBC Merchant is a digital service platform owned by PT Bank OCBC NISP Tbk ("OCBC") that can be used by merchants who are OCBC customers in monitoring the receipt of QRIS transaction payments for their businesses and other matters related to OCBC QRIS.

Merchant is an OCBC Customer who has been registered as a Merchant on OCBC's Merchant Solution service.

Please access www.ocbc.id/id/digital-channel/merchant-solution for more information or visit the nearest OCBC branch.

OCBC Merchant has the following services:

  • Show QRIS;
  • Receive payment notifications; and
  • View transaction information (payment and disbursement)

Merchants are required to register by filling out the Merchant Application Form guided by the OCBC team. After the registration is complete, Merchants can download the OCBC Merchant platform through Playstore (Android) or App Store (iOS).

Merchants through Business Owners can log in by using the mobile number that has been registered on the Merchant Application Form to log in to OCBC.

Yes, as a Business Owner, you can access and use OCBC Merchant for several businesses registered with 1 of your mobile phone number.

Yes, you can add a Store Staff or Cashier as a new user and there is no maximum number as long as the mobile phone number registered is different.

Merchants through Business Owners can add store employee numbers and cashiers as new users to be given certain access according to what the Business Owner chooses and determines, by:

To add a Shop:

  • Business Owner account login;
  • Select "Store" on the home screen and make sure the Tab on the top screen is also for "Store";
  • The "Manage Stores" screen will appear with a list of stores registered as stores based on the Business Owner's mobile phone number
  • Click the ">" arrow in a specific store
  • Fill in and complete the Store details with your mobile number.
  • The mobile number in the Store has been added successfully.

To add a Cashier:

  • Business owner account login;
  • Select "Store" on the home screen and make sure the Tab on the top screen selected is "Cashier";
  • Click "Add Cashier"
  • Fill in the detailed information in the "Cashier Name" field, Mobile number, and select a specific store as desired for the Cashier to work
  • Make sure the data is appropriate and complete, then click "Add"
  • Select the QRIS you want to connect, then click "Add"
  • New cashier successfully added

Currently, the use of 1 mobile number for these various roles cannot be applied at OCBC Merchant. So, make sure the mobile number you use is different for each role!

After logging in, users can immediately click the red button in the middle with the text "QRIS".

You can show the QRIS image that can be accessed on the QRIS button in the middle of the screen to the customer so that it can be used/scanned by the customer (by entering the nominal amount of the transaction).

You will get 3 notifications:

  • SMS OTP notification for first time login/login to OCBC Merchant
  • SMS Successful Onboarding Notification
  • Push Notification on Payment Received

Merchants can contact tanya@ocbc.id or contact Tanya OCBC 1500-999 / 021-2650-6300 (from overseas).

For the refund process, Merchants can contact tanya@ocbc.id or call Tanya OCBC 1500-999 / 021-2650-6300 (from overseas).

Payment information received can be seen on the homepage, transactions, and push notifications that will be obtained when the payment is received. The home page displays the real-time transaction history of the day. Meanwhile, on the transaction page, you can filter according to the desired date.

Device with a minimum operating system of Android 5 or iOS 15.0.

In the settings menu you can change your password, view FAQ, terms and conditions, and ASK OCBC.

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