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Cashless
Debit Card, Credit Card (Visa, Mastercard), and QRIS
Contactless
Easy transaction, just tap & pay
Safe
Reliable system to secure payment transaction - Encryption technology - Access control, etc.
OCBC EDC Payment Solutions for easy business transactions with your customers.
Accepts payments via GPN Card, Visa, Mastercard, & Dynamic QRIS*
*QR code is generated after the payment amount is set via EDC device
Ease of your business online transactions, integrated directly with Merchant.
Accept Visa and Mastercard network transaction card payments without having to switch platforms.
QRIS Payment Solution for easy business transactions with your customers
Accept QRIS payments from all mobile banking & ewallets in static QRIS code format*
*QR code is given to the Merchant, in the form of hardcopy (paper/sticker).
| Document Requirements | LLC | CV | Foundation | Personal |
|---|---|---|---|---|
| Merchant registration form (hardcopy) | ✓ | ✓ | ✓ | ✓ |
| Merchant Terms and Conditions | If there are special agreement, MCC applies | ✓ | ||
| Identity of the owner or person in charge | ✓ On behalf of the director | ✓ On behalf of administrators | ✓ | |
| Taxpayer Identification Number | ✓ | ✓ On behalf of a person | ||
| Registration certificate (TDP) or business registration number (NIB) | ✓ | ✓ | ✓ | ✓ |
| Business License (in the form of a business permit or equivalent document) | ✓ | ✓ | ✓ | - |
| *For Offline Merchants: Location photos (front, left, and right view), photos of goods & business activities and sales, and photos of signage. *For Online Merchants: Website display photos and business location photos (warehouse & office) |
✓ | ✓ | ✓ | ✓ |
| Deed of incorporation or amendment | ✓ | ✓ | ✓ | - |
| Decree of the Ministry of Law and Human Rights | ✓ | - | ✓ | - |
Notes:
| Card | Solution | Card Type | Merchant Category | MDR Rate |
|---|---|---|---|---|
| Debit Card | EDC/Online Acquiring | Debit GPN OCBC | Regular | 0.15% |
| Education | 0.15% | |||
| Gas Station | 0.15% | |||
| G2P. P2G. Donation | 0% | |||
| Debit GPN Bank Lain | Regular | 1% | ||
| Education | 0.75% | |||
| Gas Station | 0.5% | |||
| G2P. P2G. Donation | 0% | |||
| Other Bank Domestic Debit | 1% | |||
| Debit Visa | 1% | |||
| Debit Mastercard | 1% | |||
| Credit Card | EDC | Credit Card Visa | 2% | |
| Credit Card Mastercard | 2% | |||
| Online Acquiring | Credit Card Visa | 2.5% | ||
| Credit Card Mastercard | 2.5% |
Information:
*)MDR is calculated from the processed transaction amount
**) MDR does not include per-transaction fees charged by Payment Gateways
| Solution | Merchant Category | MDR |
|---|---|---|
| QRIS | Mikro nominal transaction ≤IDR 100,000 | 0% |
| Mikro nominal transaction≥IDR 100,000 | 0.3% | |
| Regular | 0.7% | |
| Education | 0.6% | |
| Gas Station | 0.4% | |
| Social assistance/donations (mandatory on behalf of Foundations/Social Organizations) | 0% |
Daily transaction reports will be sent via email to the Merchant a maximum of D+1 calendar day after settlement.
Daily payment will be credited to the Merchant's account D+1 working day after settlement.
Email: merchant_solutions@ocbc.id
Call: 1500-999
It's time to enjoy the convenience of online transaction
