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Jakarta, April 30, 2024 – PT Bank OCBC NISP Tbk (OCBC) has released its first quarter performance report for 2024.
| Key Financial Performance as of 31 March in IDR trillion, except % |
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|---|---|---|---|
| Description | 2024 | 2023 | ∆% YoY |
| Net Income | 1,17 | 1,03 | 13% |
| Loans - gross | 152,6 | 137,6 | 11% |
| Deposits | 179,9 | 168,8 | 7% |
| Total Assets | 252,4 | 239,9 | 5% |
| Total Equity | 36,8 | 35,4 | 4% |
Parwati Surjaudaja, President Director OCBC, stated “During this period, OCBC recorded positive performance with net profit rose by 13% to IDR1.17 trillion, compared to IDR1.03 trillion in the previous year. In the first quarter, we also recorded the increase of our total assets by 5% YoY to IDR252.4 trillion.”
OCBC’s profit before tax increased by 13% YoY to IDR1.48 trillion, with a Return on Equity (ROE) increased to 13%. Moreover, Bank’s liquidity is healthy with Liquidity Coverage Ratio (LCR) of 228.3%, above regulatory requirements.
Positive result in the first quarter of 2024 was underpinned by a 6% YoY increase in net interest income and a 96% YoY decrease in provision for impairment losses due to the recovering economic activity.
“We are optimistic and will continue to grow and increase our services in each business segment, while adhering to the prudence principle,” added Parwati.
Total loan disbursement at OCBC increased by 11% YoY in Q1 2024, primarily due to 13% growth in retail banking loans and 10% growth in business banking loans. Mortgage recorded an increase of 16% YoY including supported by KPR Easy Start & KPR Kendali, our flagship product on home ownership loan.
In line with OCBC's commitment to continue adhering to the prudence principle in loans disbursement, gross NPL was at the level of 1.8% while net NPL was at the level of 0.6%, both of which declined compared to the same period in the previous year.
OCBC's total deposits grew by 7% YoY per March 2024 with CASA ratio of 56.6% compared to the total deposits.
OCBC’s number of transactions through e-channel has successfully recorded a growth of 58% YoY. Moreover, active individual users of internet banking and OCBC Mobile increased by 28% YoY. In the business banking segment, OCBC has seen a 22% YoY increase in the number of users and a 32% YoY increase in the number of transactions in OCBC Business.
OCBC’s Initiative in 1st Quarter 2024: Continuously Supporting Financial Literacy & Inclusion of Individual & MSME Customers
OCBC is committed to promoting financial fitness among individuals and business. As part of this commitment, the bank consistently enhances its educational platform, www.Ruangmenyala.com, by offering a range of recent features. These include the opportunity for Ruang Menyala member or individual customer to schedule a complimentary one-on-one consultation with a Certified Financial Planner directly through the website so that they can #FinanciallyFit.
Earlier this year, for MSMEs, OCBC has launched the first financial institution creative hub in Indonesia called Ruang Kreasi by OCBC. This creative hub is designed to support and facilitate the creativity and marketing activities of MSMEs, enabling them to grow their business. Additionally, as part of CSR program, OCBC also collaborates with XL Axiata through Sisternet’s newest feature, Finansister to provide business loan facilities and digital financial literacy for Women MSMEs.
Factsheet of financial performance and ratios as of 31 March 2024 is attached.
About OCBC
PT Bank OCBC NISP Tbk ‘OCBC’ was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 83 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of March 31, 2024, OCBC serves customers through 200 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 495 ATM, more than 90,000 ATM networks in Indonesia, and connected to more than 580 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia, namely AAA(idn)/stable from PT Fitch Ratings Indonesia.
Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id
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Aleta Hanafi Division Head aleta.hanafi@ocbc.id, Mobile: 62-8119860068 |
Chandra Novita Publicist chandra.novita@ocbc.id Mobile: 62-8111071069 |
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Nadya Maharani Publicist nadya.maharani@ocbc.id Mobile: 62-8118725945 |
Novi Henriatika Publicist novi.henriatika@ocbc.id Mobile: 62-8119812329 |
