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Cash out for your needs with KTA Cashloan Payroll

24 Jun 2024 - 23 Jun 2025

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Cash loans to realize your needs specifically for contract employees with an easy and fast process

  • Limit up to IDR25 Million
  • Tenor up to 6 months

Program Period

24 June 2024 – 23 June 2025

Requirements for Applying KTA Cashloan Payroll for Contract Employees

  • Indonesia Citizen
  • Minimum age of 21 years old when applying and maximum 55 when paid off
  • Minimum net income above UMP/UMK of the company's location
  • An employee of OCBC Bank's Payroll company
  • Contract employee status with minimum working period 12 months
  • Installment payment should be paid with auto debit from an OCBC payroll account

Documents Required

  • Photo of Electronic Identity Card (E-KTP)
  • Selfie with E-KTP

Tariff and Fee Table

Types of Fees Fees
Loan disbursement fees Rp25.000,-
Provisioning fees 5,00%
Late fees 5% of the installment amount (minimum Rp150.000,- & maximum Rp750.000,-)
Expedited payment fees 8% of the remaining principal bill (minimum Rp150.000,-)
Monthly billing fees No Fees
Stamp fees Disbursement: Rp10.000,-
Redemption:
≤ Rp5.000.000,- = Rp0,-
> Rp5.000.000,- = Rp10.000,-
  • Rates are subject to change at any time
  • Life Insurance does not apply to this offer
  • Changes in fare information can be seen on the www.ocbc.id website

Installment Estimate Table

Loan Amount (Rp) Monthly Installment (Rp)
3 months 6 months
5.000.000 1.776.667 943.333
7.500.000 2.665.000 1.415.000
10.000.000 3.553.333 1.886.667
12.500.000 4.441.667 2.358.333
15.000.000 5.330.000 2.830.000
17.500.000 6.218.333 3.301.667
20.000.000 7.106.667 3.773.333
22.500.000 7.995.000 4.245.000
25.000.000 8.883.333 4.716.667
  • The Estimated Installment Value above is based on an illustration of the calculation
  • The actual Installment value will be informed after approval

How to Apply

  1. Apply for KTA Cashloan Payroll Contract Employees through the physical application form
  2. Prepare ID card documents (mandatory)
  3. Complete personal and employment data on the physical application form
  4. Complete the account information for the purpose of disbursement of funds
  5. Submit a photo of your ID card and a selfie photo with your ID card to email: tanyakta@ocbc.id with the subject of the email: R50_Nama Complete Nasabah_DOB(DDMMYYYY)
  6. Submit the physical application form to sales
  7. Submission completed
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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS)